Your insurance company made a contract with you:

You pay your premium, and the company pays benefits if something happens to you. At least, that is the way it is supposed to work. Unfortunately, insurance companies make money by denying claims, not by paying them. If your legitimate claim for benefits was denied, whether by accident, administrative incompetence, or failure to give a fair hearing, you have a claim for insurance bad faith. Contact our office to arrange for a free consultation with an Insurance Bad Faith lawyer about your claim. If you win a lawsuit for insurance bad faith you may be entitled to damages in addition to the benefits promised in your policy.

We will examine your policy and ask:

• Is the insurance company keeping its promise by paying your legitimate claim?
• Were you wrongfully denied long-term disability benefits?
• Is your auto insurance provider honoring your uninsured motorist/UM or underinsured motorist/UIM policy?
• Were you offered UM/UIM and MedPay (MP) when the policy was sold?

Lawyers at our California law firm, David Allen & Associates, feel insurance bad faith is an important extension of our Personal Injury and Social Security Disability practice. We not only help clients recover fair compensation from private long-term disability insurance, but represent them in claims, appeals, and lawsuits against providers of homeowners’ insurance and auto insurance.

When David Allen & Associates was founded in the early 1980s, it represented a number of insurance companies. Now we exclusively serve people fighting with insurance companies, those with disability claims, and policyholders in insurance-bad-faith disputes. That early experience working for insurance companies provides us with insight into their strategies and those of their counsel. If you are involved in a dispute with your insurance company, contact our office for advice.

Nevada and California Insurance Bad Faith lawyers at David Allen & Associates are committed to making insurance companies live up to the contracts they make with policy-holders. We help clients from communities including Los Angeles, San Diego, San Francisco, Stockton, and Sacramento, California, Reno and Las Vegas, Nevada.

We offer free consultations and charge attorney fees only if we help you collect. We can help you and provide representation through e-mail, mail, the telephone, or in some cases, by visiting you at another location. You are always welcome at our office.

Nevada Courts Upset with Allstate Antics

Nevada Trial Judges are fining an Allstate lawyer for his repeated misconduct. Philip Emerson, a Las Vegas based lawyer, frequently is used by Allstate to represent its policy holders when they are sued for causing injury. Allstate, which under its policies controls the defense of the cases, refused to settle them. It hired Emerson to fight the cases. Emerson used a canned approach before juries. He appealed to the bias created by insurance company propaganda which claims injury lawsuits are "frivolous". After getting a number of defense verdicts, the Nevada Supreme Court reviewed the cases and found Emerson's arguments constituted misconduct. It sent some of the cases back to the trial judges. The trial judges are now fining Emerson. Most recently he was fined over $40,000 by a Reno judge for causing the need for a new trial. See the opinion for further detail.