CA Long-Term Disability

Many individuals choose to take out long-term disability insurance policies to provide for their families in the event of an emergency, but may find that they need a lawyer's assistance to obtain their benefits. As is the case when you purchase any insurance policy, in exchange for premiums toward a long-term disability policy, the insurance company agrees to provide payments in the event that specific circumstances occur. In this case, payments are made after a specified waiting period if a policyholder cannot resume his job or find another one for which he is qualified. These payments can be costly to the company, as each payment is for a fraction of the policyholder's salary. As a result, California residents may need lawyers to help force the insurance companies to make their payments.

Get Results With Long-Term Disability Insurance Lawyers

When applying for a long-term insurance claim, lawyers can ensure that detailed information is included. This can limit an insurance company's ability to engage in bad faith by requiring a policyholder to take on a new occupation. Attorneys can also assist California residents by ensuring they receive benefits for the full length of time that they should. Attorneys will typically assist their clients in determining whether or not they will be able to receive Social Security payments, too.

David Allen & Associates Law has California offices in Sacramento and Stockton, as well as a Nevada office in Reno. The firm has more than 25 years of experience working specifically in personal injury, disability, and bad faith insurance law.