Self-Employed Disability Insurance In Nevada

Those who enjoy the freedom that comes with being self-employed can protect themselves and their families by purchasing disability insurance. The intent of disability insurance is to provide compensation in the event that an individual is unable to resume working for many months or years, or even permanently. Unless self-employed individuals have accumulated significant savings, they will need disability insurance payments to prevent them from incurring substantial debt. In addition to purchasing disability insurance policies, self-employed individuals may also be eligible for Social Security payments. While the self-employed can apply for insurance policies and Social Security payments on their own, they may find that their benefits are denied. In spite of this initial result, however, they may still be entitled to disability benefits.

Legal Recourse When Self-Employed Disability Insurance Claims Are Denied

One of the reasons that a disability insurance claim may be turned down is that there were errors or omissions on the application. Another potential reason for self-employed disability insurance claims being rejected is that insurance providers are trying to contain their costs.

• Paying out self-employed disability benefits can be costly for companies, and they can save money by denying benefits.
• By accepting insurance premiums from the self-employed, though, they have agreed to pay out benefits in the event that those policyholders need them.
• When individuals are confronted with such situations, they can turn to disability attorneys who have experience dealing with companies that are acting in bad faith.

Residents of Reno, NV who need representation can contact the experienced attorneys at David Allen & Associates Law. The firm also has offices in California.