Social Security And Long-Term Disability

Initially, applicants can file for Social Security Disability Insurance without necessarily consulting a lawyer. The application forms are available online and the local Social Security Office can handle many of the applicant's questions. However, if a claim is rejected or the applicant cannot make much headway, then a Social Security Disability lawyer may be retained to help navigate the process. The law allows lawyers and law firms to act as official representatives for the applicant, representing him at hearings and accessing medical files thar can make the applicant's case. Because many applicants have limited income, the law places a cap on how much a lawyer can charge for such services: usually 25% of the regained benefits or $5,300, whichever is smaller.

Social Security Disability Lawyers Handle Bad-Faith Insurance Cases

A disability is often a long-term condition, requiring time and resources for recovery. In addition to Social Security Disability Insurance, a client may have obtained a long-term disability insurance policy, in case of an accident or the development of a chronic disability. Some insurance companies operate in bad faith, however, collecting monthly fees for a policy and then refusing to pay once the holder suffers from a disability. The legal term for that is a tort, which is a civil wrongdoing that can be addressed by financial restitution. Law firms specializing in disability laws can help gain fair restitution from bad-faith insurance companies under the law. David Allen & Associates Law has offices in Reno, NV and can advise clients on disability laws.